Estate Tax Calculator 2026

Calculate federal estate tax using the 2026 exemption. See if your estate exceeds the $13.61 million threshold.

📜 Calculate Estate Tax

Federal Estate Tax
Estate Value,000,000
Exemption Amount
Taxable Estate
Net to Heirs

2026 Estate Tax Rules

  • Exemption: $13,610,000 per person (2026). Married couples can effectively shield $27.22M using portability.
  • Tax Rate: 40% on amounts exceeding the exemption.
  • Step-Up in Basis: Inherited assets receive a "step-up" to fair market value at death, eliminating capital gains tax on appreciation during the decedent's lifetime.
  • Sunset Warning: The current high exemption is set to sunset after 2025 (reverting to ~$7M). Congress may extend or modify this.