Gift Tax Calculator 2026
Calculate if your gift is taxable and see your remaining lifetime exemption. 2026 annual exclusion: $18,000 per recipient.
🎁 Calculate Gift Tax
Gift Tax Owed
Annual Exclusion (2026)
Taxable Gift Amount
Remaining Lifetime Exemption
Gift Tax Rules 2026
- Annual Exclusion: $18,000 per recipient per year. You can give this amount to unlimited people without any tax or reporting.
- Lifetime Exemption: $13,610,000. Gifts above the annual exclusion count against this lifetime amount.
- No tax until exhausted: You only pay gift tax (40%) after using your entire lifetime exemption.
- Married couples: Can "gift-split" — effectively giving $36,000 per recipient per year.
- Exempt gifts: Direct payments for tuition or medical expenses are unlimited and don't count as gifts.