Tax Refund Calculator 2026

Free tax refund calculator. Estimate your 2026 federal tax refund or amount owed. Average refund: $2,850. See how much you'll get back.

Tax Refund Estimator

💵 Estimate Your Refund

Average Tax Refund by Income

Income LevelAverage RefundCommon Reason
Under $25,000$1,900EITC, standard deduction
$25,000-50,000$2,400Over-withholding
$50,000-75,000$2,700Standard deduction + credits
$75,000-100,000$3,100Child tax credits
$100,000-200,000$3,500Mortgage interest + credits
$200,000+$4,200Itemized deductions

Key 2026 Tax Credits

CreditMax AmountRefundable?
Child Tax Credit$2,000 per childPartially ($1,700)
Earned Income Tax CreditUp to $7,830 (3+ kids)Yes (fully)
American Opportunity (college)$2,500 per studentPartially ($1,000)
Saver's Credit (retirement)$1,000 / $2,000No
EV Tax CreditUp to $7,500No (reduces liability)